Marka aad ka amaahan dakhliga, aad soo gashid caalamka ee ciyaarta deynta credit card. Like kulan kale oo badan oo online, waxa uu leeyahay tilmaamaha, hababka ciyaaryahan, oo lagu daray barnaamijka goolasha ah. Inta badan waxaa la takhalusaya gudaha Isboortiga deynta shakhsi iyo madadaalada kor ku xusan oo dhan arrinta ugu xumaa oo gudbiya kaco shakhsi waa ikhtiyaarka ugu sarreeya. Xaaladdan oo kale aad ama kuwa gelayana caalamka of credit card isboortiga deynta, ka mid ah waxyaabaha ugu weyn ee aad awoodi kartaa in ay sameeyaan on adiga kuu gaar ah sida caadiga ah waa in la fahmo oo ku lug leh ee ciyaarta deynta wax ku ool ah iyo guusha waqtiga kulanka kor ku xusan iyo ka hesho daynta dhaqaalaha si ammaan ah.
Xeerarka in Game Debt
Si aad u si fiican u raaxaysan halka ciyaarta deynta shakhsi, si ay u bilaabaan aad la leedahay in la ogaado mabaadi'da ciyaarta. halkan ku qoran waxay noqon doontaa xeerarka ciyaarta deynta:
Rule #1: Waxa aad ka amaahan, aad bixiso mar kale dib la xiisaha
ma jiro “Money Free” Dhulka gudaha. deynta lacagta aad wax amaahisaan ay lacag kaash ah loogu talagalay adiga iyo sidoo kale soo celinta aad u baahan tahay in ay mar kale bixiyaan iyaga oo leh xaddiga aad amaahatay oo dhan intaa danta sida ay heerarka xiiso qandaraas. Marka aad saxiixay ku saabsan line dhibcaha ka amaah dhaqaale dalab dejinta, aad naftaada ka go'an in ay deynta in dhaqaale lagu daray jecel yihiin sida uu sheegay in gudaha dejinta.
Rule #2: Haddii aadan miiska soo saaraan, goormaan idiin dulqaadan doonaa
Waxaad ka heli doontaa cawaaqib haddii aadan abaalmarin aad deynta muddada dheer. taleefan oo telefoonka gacanta disagreeable ka deyn, mail degdeg ah waxaa heli gurigaaga, oo booqasho lama filaan ah ka soo deynta ururiya dhaqaale shaqeeya la deynta timaado aad dib waxa aad ka heleen laakiin aan sameeyey iibsashada. Sida hab si looga fogaado in noocan ah walbahaar gudaha nolol maalmeedkaaga, abaalgudo waxa aad amaahatay.
Rule #3: Haddii aad ku qaataan amaah bangi isla markiiba la aqoon korodhsiga oo aad sidoo kale waxaa lagu Abaal marin
deyn Dakhliga aad jeclaan doonaa haddii aad bixiso amaah waqti iyo faa'iidadeediiba, waxay dareensan tahay in aad tahay cajiib ah oo aad rabto kartaa in aad ka amaahan dakhli ka badan ayaa haysta dulsaarkeedu yaryahay. Oo ay la socdaan aad dukumentigan u bixinta weyn, iyagu waxay ogaan fursado aad u wanaagsan yihiin mar waxaad iyaga ku bixisaan.
Rule #4: waxqabadka Your gudahood isboorti oo qaan dhaqaale aad kasbada rating ah
Mid ka mid ah si gaar ah waxaa laga yaabaa inaad la soo galo ciyaarta deynta credit card 1aad by codsanaya aad amaah ama credit rating card hore, farsamada rating ah tahay in la soo saari doonaa in aad shaqsi ahaan iyo hogaansamo in aad ka hartay ka mid ah nolol maalmeedka. Dhowr ururo credit rating weyn ee laga xoreeyo dalka ah. sii dokumentiyo cusub oo dhaxal ahaan score credit shakhsi kasta ee, taas oo ka mid ah kuwaaga. Iyada oo ku saleysan aad go raad taariikhda credit, credit rating ah rating lagu qori doonaa, waayo, waxaad.
Haddii aad wax ka maqnaan doona on celinta amaah dhaqaale iyo sidoo kale waxaad sida caadiga ah ku qaataan si aad amaah waqti bil kasta, waxaad u baahan doontaa a heer sare ah rating score credit. Haddii aanad haysan credit rating fiican, aad kor u qaadi doontaa samatabbixiyaa noocyada kala duwan ee lacagta amaah dhaqaale sidii sare, yareeyo dulsaarka, si dhakhso ah waqtiga ansixinta marka aad codsato rating credit a. Iyo waxa kale oo aad ku yeelan karto meelaynta ah hagaagtey iibin for a sahayda wanaagsan aad uga wanaagsan tan badan. Shirkadaha Loan aad sida in ay dukaan wax lagu daray ay diyaar u dhimay ay shardi. Oo aad keento sahayda ka weyn si ay u awoodaan si ay u helaan ilaa aad saxiixday iyaga la.
All oo naga mid ah ku raaxaysan firaaqada deynta dhaqaale, sababtoo ah waxaa jira jeer waa in aan ka Dhuxul qaadanno si ay u qanciso caqabado oo ka fiirso faa'iidooyinka fursadaha. Arrinta muhiim u yeeran had iyo jeer waa in loo maleeyo in aad aqoonsado aasaaska. Oo ku lug leh ciyaarta ku ool ah oo u bixinta off hab si fiican Mudaysan, aad hore u tahay reer isboortiga.
